Credit report or credit score—what’s the difference?

University of Wisconsin-Extension educators have focused on helping people get copies of their credit reports through their “Check Your Free Credit Report” website for the past several years. Since the campaign started, many people have also reached out to UW-Extension with questions about obtaining a credit score.

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UW-Extension campaign helps people order their free credit report

The Federal Trade Commission reports that only one out of every three Wisconsin adults checks their free credit report each year—making Wisconsin the sixth lowest of all states for the number of people checking their credit reports.

The University of Wisconsin-Extension’s “Check Your Free Credit Report: 2/2, 6/6, 10/10” campaign wants to turn those numbers around by making it easier to remember to order your free credit report.

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Check your free credit report for errors

To make it easier for people to keep an eye on their credit reports, UW-Extension’s ‘Check Your Free Credit Report Campaign’ allows Wisconsin residents to sign up for free e-mails to remind them to order three free credit reports each year on Feb. 2, June 6, and Oct. 10.

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Check your free credit report 3X per year

Federal law gives everyone the right to a free credit report from each of the three major credit bureaus every 12 months. The University of Wisconsin-Extension makes it easy for consumers to review their reports through its “Check Your Free Credit Report: 2/2, 6/6, 10/10” campaign.

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