Maintaining Family Financial Credit Worthiness: Managing Student Loans

Student loan debt is growing relative to incomes and other forms of debt.  It is important to note that managing student loans is not just a financial education issue for younger people; loans may also be incurred by older learners returning to school or job training. This brief summarizes options for managing student loans, focusing […]

Read More...

Strategies for Improving Credit Scores

Credit worthiness is a priority for many families.  As educators, it can be useful to focus on people who are most in need of improving low credit scores or establishing credit at all. This brief summarizes how educators and counselors can work with their clients to develop credit building strategies. Issue Brief: Community-based Educators Guide to […]

Read More...

The Quest for the Perfect Credit Score

Meet some folks who are nearly flawless on the FICO scale — and learn which of their habits you should adopt. By Ismat Sarah Mangla Find the nearest copy of this article in Money magazine (VOL. 39, NO. 8 – September 2010)  through the on-line World Catalog.

Read More...

ID Theft

October 17-23 2010 is National Protect Your Identity Week Issue Brief ID Theft Brief Oct2010 mp3 file* Credit Fraud October 2010 *Listen now or download the audio file to an mp3 player for later listening by following the steps on this tip sheet: Adding Podcasts to iPods For an article on Credit Freeze’s or Alerts: […]

Read More...

The Credit Counseling Industry

There are dozens of nonprofit providers of consumer credit counseling in Wisconsin. Some are local agencies, others part of a national network. Some credit counselors work on 24 hour hotlines, others hold office counseling over regular business hours. Regardless of the format, however, financial educators need to understand the role of counselors as a complement […]

Read More...